When considering the running costs of your car, insurance is at the top of the list. Although most drivers spend hundreds of dollars per year on their car insurance, there are several ways to keep your costs reasonable and get the best quote possible. The sales team at your Volkswagen dealer here in Fayetteville, AR can not only help you to pick out your new or used vehicle but also to find insurance that fits your needs.
3 Things to Know About Getting Car Insurance for Your Volkswagen
1. Arizona Insurance Is Good Value
According to Bankrate, the average annual cost of full coverage is $1,674 in the US. Fortunately, this figure is a bit lower in Arizona, at $1,547. If you opt for just basic coverage, you might pay $555 on average, which is very good compared to some of the more expensive states. The minimum liability coverage is $25,000 per injured person, $50,000 per accident, and $15,000 for property damage per accident. This is also lower than in many other areas of the US.
2. Several Factors Influence Your Quote
Once you approach retirement age, your quote might go up again. Statistically, people over 80 are more likely to have an accident than drivers in their prime, and insurance companies take this into consideration. Another important factor is whether you have a clean record or not. Someone who has never been involved in an accident and sticks to all the traffic rules is much more likely to get an excellent quote than someone who has a track record of incidents.
3. Your Volkswagen Dealer Can Help
Before you make your purchase, we can also speak to you about ways you can bring your insurance cost down. For example, there are certain advanced safety features that can reassure insurance providers that you are less likely to cause an accident with your new vehicle. Speak to your sales representative to find out whether such features are already included in the car you’re looking to purchase, or whether you can buy them as an additional package.
In Arizona, finding insurance for your Volkswagen doesn’t have to be a challenge if you enlist the help of your VW dealership. Get in touch with us at Crain Volkswagen of Fayetteville to speak to one of our talented customer service specialists. They will answer all of your insurance questions and recommend some excellent providers.